Education Mortgage & Finance (EMF) is a dedicated and fully-accredited loan advisory service specialising in sourcing finance for teachers and school families from a panel of over 30 different lenders. EMF does not offer it's own loan products, nor do we sell loans. Our job is to first listen to and understand your needs and goals and then work with you to find the best possible finance solution to meet these needs and goals from the vast array of finance products in the market. EMF will continue to work with you throughout the life of your loan to ensure you continue to have the best solution for your changing needs, and suggest ways to pay off your loan more quickly, therefore saving you money. When dealing with EMF you will always receive straightforward and honest advice as we have no association with any lender. Our loyalty lies only with you, our valued clients.